How do you make your investment services unique? What do you offer besides investment performance that protects the bond between you and your clients? Do your clients look forward to their annual review regardless of what the market is doing?

• When can I afford to retire?
• How much can I spend each year during retirement and not run out of money?
• How do I manage my assets once I am retired?

Harvest-Time.net is an award winning, powerfully simple Retirement Planning Software Program that quickly and easily produces answers to these questions and helps you build a better business. It allows you to gather the client’s data, enter it in the program using a few easy to understand screens, and generate a comprehensive financial plan -- all in the same appointment. The key to Harvest-Time.net lies in the Cash Flow Detail report, which is an easy-to-read spreadsheet listing income and expenditures. It shows the portfolio balances for each year of retirement, making it easy for clients to see how long their money will last and if they are achieving their financial goals. The final plan is customizable, including only those reports, charts and graphs you select. It is also easy to preview the results before printing, allowing you to quickly change plan assumptions (such as retirement age or yearly income requirements) and produce an additional alternate plan on the spot.

With the latest release of Harvest-Time.net, financial planners have many new features designed to improve their bottom line while actually reducing their workload.